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Travel Money & Foreign Exchange - Gatwick Airport Guide

When you fly from Gatwick Airport, unless you are flying internally to the UK, you will probably be flying to a location that does not use the Great British pound. Therefore, you will need to arrange to either exchange some currency, buy travellers cheques, sort a prepaid currency card or arrange an international debit or credit card so that you can make the most of your hard earned money while you are away.

To get the best exchange rates you are best to exchange your money or get an international credit card before you get to Gatwick airport and head off on your trip.

Prepaid Currency Cards
  • Ease of Use
  • Great exchange rates
  • Next Day Delivery
  • Safer than carrying cash
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Prepaid Currency Cards

Foreign Cash Exchange
  • Order online for best rates
  • Save time at the airport
  • Avoid inflated airport rates
  • Convenience of Cash
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Order Foreign Cash

Credit & Debit Cards
  • Find the best cards
  • Credit purchase protection
  • Ease of use
  • Order in advance
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Credit & Debit Cards

Travel Money Saving Tips
  • Hidden FX Charges
  • Top Ten Tips
  • Travel Money Secrets
  • Get the Best Deal
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Money Saving Tips


You may discover that most currency outlets offer a slightly different currency exchange rate for your destination and these rates can change daily! There are also a variety of payments options to chose from so do your research to get the best deals.

What currency exchange to use?

Here is some more information on options for getting travel money:

Currency Exchange at Gatwick Airport

Moneycorp is stationed at Gatwick Airport in both the North and South terminal. Their daily exchange rates are displayed on boards that are automatically updated 24 hours a day. It is usually more expensive to buy your foreign cash at the airport than to purchase it beforehand, although you might be able to order cash from Moneycorp online and collect it at the airport to take advantage of their online deals.

Some currencies may be more difficult to get hold of and may not be available to purchase at the airport, this is the case with less popular currencies and another reason why you should purchase cash before you fly from Gatwick.

If you purchase your currency beforehand then you should compare a few outlets including your bank, the Post Office, supermarkets that offer money exchange services and specialist online services. Make sure you trust the company you are purchasing travel money from.

Prepaid Currency Cards

With a prepaid currency card you can transfer money from your bank account to the card and receive that day’s exchange rate for your cash. The cards can then be used at ATMs at your destination or used instead of a debit card. You can usually top up your card online or by phone.

What you do need to watch out for are the ATM fees and “inactivity fees” when you do not use your card for a while, these charges may make the original saving from the low exchange rate obsolete.

The cards are safer than carrying cash but you will need to order them far in advance of your trip to ensure you get them in time. Some providers offer cash back on purchases and they do not offer overdrafts so you can keep easily on budget.

We have collated some more information on prepaid currency cards and who can offer the better deal.

Credit and Debit Cards

Using a credit or debit card while you are away may make spending easy, but it is difficult to know exactly what you are spending and it could cost you more money.

Overseas credit cards are the best for saving money as long as you make sure you do not use them in the UK. You also have to make sure you pay off the balance in full every month so you do not incur any interest fee charges and do not use your card to withdraw cash as there is often additional fees for this privilege.

There are some additional fees you should be aware of, we have collected more information on the best credit and debit cards for using overseas to help you get the best deal.

Home Delivery

If you decide to exchange currency before you go but do not have time to get to a currency outlet then you can order cash online from one of the reputable currency exchange providers and have it delivered to you. Often you will need to sign for it and sometimes you can only have it delivered to the billing address, this is for security reasons.

Sometimes there are also limits on how much cash you can have sent in the post. It is a great option though as you can take advantage of online rates which are the best and the company takes all precautions to ensure your money arrives safely.

Keeping your money safe at the airport and abroad

Declaring your currency

Most countries require you to declare any large amounts of cash that you may be carrying. In the UK you must declare any cash you are carrying equal to or above €10,000 or the equivalent currency if you are entering the UK from a country outside the EU. This is the law and failure to declare large amounts of cash may result in prosecution. It should be quite straight forward to declare any cash - you just needs to find customs which should be clearly signposted. At Gatwick Airport customs is located as you exit the airport and the red channel is used for declaring large amounts of cash.

To pre fill the form required please visit the HMRC government website.

Keep your money safe

Whether you are travelling with €10 or €10,000 you must ensure you keep your money safe. In some countries, pickpockets prey on people who have just left the airport or those who look like tourists as they know they may be carrying a large amount of cash. Here are some tips for keeping your money safe: